FD Calculator

Calculate the maturity value and interest earned on a fixed deposit. Choose how often the interest compounds for an accurate estimate.

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Deposited
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Interest earned
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Maturity value
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How FD interest is calculated

Fixed deposits use compound interest: A = P × (1 + r/n)^(n×t), where P is the principal, r is the annual rate (as a decimal), n is how many times interest compounds per year, and t is the number of years. Most Indian banks compound FD interest quarterly.

Is TDS included?

No. This shows the gross maturity value. Banks may deduct TDS on interest above certain limits — check with your bank for the net amount.